Origins of modern insurance business can be traced to __________.

In insurance context “risk retention‟ indicates a situation where _____.

Which one of the following is not a way to impress your customer?

One of the following is not the way to show that you are interested in the other person. Which one is that?

What is the fee consumer has to pay for lodging the complaint with Ombudsman.

The Redressal of Public Grievance Rules__________.

In case of refusal of appointment, the Designated Official shall communicate the reason in writing to the applicant within how many days after receipt of the application?

In case the applicant wants his application to be reviewed in case it is refused by Designated Official , the Appellate Officer shall Communicate the final decision in writing with in how many days of the receipt of review application.

Which of the below action showcases the principle of “Uberrima Fides”?

Which of the below is not correct with regards to insurable interest?

Which of the below cannot be categorized under risks?

Which among the following methods is a traditional method that can help determine the insurance needed by an individual?

What is the relation between investment horizon & returns?

Rise in the general level of prices of goods & services in an economy over a period of time is known as :

Which among the following is an intangible products

State which of the following statement is true with regard to IRDA’s new guidelines for traditional products.

As per IRDAI norms, an insurance company can provide which of the below non-traditional savings life insurance products are permitted in India? Choice I: Unit Linked Insurance Plans Choice II: Variable Insurance Plans

What does unbundling of life insurance products refers to?

Ajay pays insurance premium for his employees. Which of the below insurance premium will not be treated deductible as compensation paid to employee? Choice I: Health insurance with benefits payable to employee Choice II: Keyman life insurance with benefits payable to Ajay

The practice of charging interest to borrowers who pledge their property as collateral but leaving them in possession of the property is called _____________.

With regards to valuation of assets by insurance companies, __________ is the value at which the life insurer has purchased or acquired its assets.

In case of __________, a company expresses the bonus as a percentage of basic benefit and already attached bonuses.

The AML program should include?

Who is the Primary Underwriter?

In a standard policy document, the standard provisions section will have information on which of the below?

“A clause precluding death due to pregnancy for the lady who is expecting at the time of writing the contract” will be included in which section of a standard policy documents?

Which of the below statement is incorrect with regards to a policy against which a loan has been taken from the insurance company?

Which of the below statement is incorrect with regards to assignment of an insurance policy?

Sheena is suffering from acute diabetes. She has applied for an insurance plan. In this case the underwriter is most likely to use ____________ for underwriting.

Santosh has applied for a term insurance policy. His anticipated mortality is significantly lower than standard lives and hence could be charged a lower premium. Under risk classification, Santosh will be classified under ___________.

Mahesh has bought a life insurance policy with a critical illness rider. He has made absolute assignment of the policy in favour of Karan. Mahesh suffers a heart attack and there is a claim of Rs. 50,000 under the critical illness rider. To whom will the payment be made in this case?

Praveen died in a car accident. The beneficiary submits documents for death claim. Which of the below document is an additional document required to be submitted in case of accidental death as compared to natural death.

________________ is an insured who undergoes treatment after getting admitted in a hospital.

_________ refers to a hospital/health care provider enlisted by an insurer to provide medical services to an insured on payment by a cashless facility.

A delivery man of a fast-food restaurant is__________ than accountant of the same restaurant.

An agent or other intermediary shall provide all material information in respect of a proposed cover to the prospect to __________.

The place where at least 4 specialists, a surgeon, a physician, and a pediatrician, supported by 21 paramedical and other staff work is called

Identify which of the below statement is incorrect?

Purpose of underwriting is_____________?

The deliberate intention of taking insurance just to collect a claim is part of ?

Under which of the following condition, is domiciliary hospitalization is covered in a health insurance policy?

Which of the following codes captures the procedures performed to treat the illness?

A clause precluding death due to pregnancy for a lady who is expecting at the time of writing the contract” will be included in which section of a standard policy document?

What is a policy withdrawal?

Which of the below is one of the ways of defining surplus?

Which of the below statement is correct?

Select the correct statement:

Which of the below elements promote trust?

Which among the following cannot form the basis for a valid consumer complaint?

Identify the form of insurance that is depicted in the following scenario.
Scenario: Patient pays the health provider and is subsequently reimbursed by the health insurance company.